Points of Possibility

Welcome to Points of Possibility, our blog and resource library. Here you will find more than you ever wanted to know about wealth management, preparing heirs, financial concepts and creating your own Thriving Family. You can search by topic, media type, date, author, or keyword. Enjoy!

Your Credit Card: Consumer Superhero

Are you aware that the credit card in your wallet has real-life superpowers? It’s true! Got shafted by shoddy repairs on your car or home? If you paid with a credit card, you can get your money back almost instantly. Cruise line or travel agent won’t refund your deposit? Stop messing with them and just […]

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Should I Super-fund My Kid’s 529 Plan?

Over the past year, each member of  our staff has had a new baby (besides me of course, however Ingrid and I are hoping grandchildren may be in the near future!). New babies always stir up interest in 529 College Savings Plans. For some, the opportunity to “super-fund” a child’s 529 plan may be worth considering. […]

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A Note About Excessive Negativity

We’re in the midst of a tremendous wave of negativity about almost everything; politics, leadership, race relations, international relations, terrorism in the name of religion, the economy, the environment, college costs, and even the continued viability of our planet to support us. Man, it makes me feel miserable to just write all of that! In […]

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Financial Freedom for the Disabled

If you’re disabled, you no longer need to be broke to receive state benefits! Richard Del Monte joined “The Four” on 2 for the KTVU Fox 2 “Money Monday” segment yesterday to explain the  new ABLE tax-preferred investment accounts which benefit disabled residents. Check out the segment!

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