Our new white paper tackles reverse mortgages, a long misused and misunderstood tool.
Click here to read: A Look at Reverse Mortgages
Del Monte Group, LLC (“Del Monte”) is an SEC registered investment adviser located in Alamo, California. Del Monte and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which Del Monte maintains clients. Del Monte may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Del Monte’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Del Monte’s web site on the Internet should not be construed by any consumer and/or prospective client as Del Monte’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Del Monte with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Del Monte, please contact the SEC or the state securities regulators for those states in which Del Monte maintains a notice filing. A copy of Del Monte’s current written disclosure statement discussing Del Monte’s business operations, services, and fees is available from Del Monte upon written request. Del Monte does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Del Monte’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Del Monte), will be profitable or equal any historical performance level(s).
Certain portions of Del Monte’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Del Monte’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Del Monte, or from any other investment professional. Del Monte is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.
Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Del Monte is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Del Monte by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.
Each client and prospective client agrees, as a condition precedent to his/her/its access to Del Monte’s web site, to release and hold harmless Del Monte, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Del Monte.
Five Star Wealth Manager Award Disclosure
In order to consider a broad population of high-quality wealth managers and investment professionals, award candidates are identified by one of three sources: firm nomination, peer nomination or prequalification based on industry standing. Self-nominations are not accepted.
East Bay award candidates were identified using internal and external research data. Candidates do not pay a fee to be considered or placed on the final lists of Five Star Wealth Managers or Five Star Investment Professionals.
• The Five Star award is not indicative of a professional’s future performance.
• Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets.
• The inclusion of a professional on the Five Star Wealth Manager list or the Five Star Investment Professional list should not be construed as an endorsement of the professional by Five Star Professional or Diablo magazine.
• Working with a Five Star Wealth Manager, Five Star Investment Professional or any professional is no guarantee as to future investment success, nor is there any guarantee that the selected professionals will be awarded this accomplishment by Five Star Professional in the future.
• Five Star Professional is not an advisery firm, and the content of this article should not be considered financial advice. For more information on the Five Star Wealth Manager or Five Star Investment Professional award programs, research and selection criteria, go to www.fivestarprofessional.com/research.
Five Star Wealth Manager Criteria
Determination of Award Winners
Award candidates who satisfied 10 objective eligibility and evaluation criteria were named 2018 Five Star Wealth Managers. Eligibility Criteria – Required: 1.
Credentialed as a registered investment adviser or a registered investment adviser representative. 2. Actively employed as a credentialed professional in the financial services industry for a minimum of five years. 3. Favorable regulatory and complaint history review.4. Fulfilled their firm review based on internal firm
standards. 5. Accepting new clients. Evaluation Criteria – Considered: 6. One year client retention rate. 7. Five-year client retention rate. 8.Non-institutional discretionary and/or non-discretionary client assets administered.9. Number of client households served. 10. Education and professional designations. 1,397 award candidates in the greater East Bay area were considered for the Five Star Wealth Manager award. 113 (approximately 8 percent of the award candidates) were named 2018 Five Star Wealth Managers.
The investment professional award goes to estate planning attorneys, insurance agents and select others in the financial industry. Eligibility Criteria –
Required: 1.Credentialed with appropriate state or industry licensures. 2. Actively employed as a credentialed professional in the financial services industry for a
minimum of five years.3. Favorable regulatory and complaint history review. 4. Accepting new clients. Evaluation Criteria – Considered: 5. One-year client
retention rate. 6. Five-year client retention rate. 7. Number of client households served. 8. Recent personal production and performance (industry specific criteria). 9. Education and professional designations/ industry and board certifications. 10. Pro Bono and community service work. This year, we honored one East Bay-area investment professional with the Five Star Investment Professional award. ©FiveStarProfessional