Discussions about the housing market are always a hot topic. Here in the Bay Area, the housing market has been interesting, to say the least! Local reports say that since August of 2023, home prices are back on the rise after a 14-month decline, the longest period since 2012. And yet demand is still high, with some homes selling within just nine days of being on the market and interest rates hitting around 7% at the time of recording this episode. Many people panic over interest rates, but if we look at it from a historical perspective, it’s still historically low.

“The market supply is still low, and demand is still high, but interest rates have been challenging. Lately, we’ve seen some buyers back off as rates surpass 7%, while others are back and jumping into the game. It’s also interesting to see how fast homes sell in some locations. We had a house in San Ramon sell in nine days, and another in San Francisco, in the Richmond District, that went with 12 offers in about 12 days.”

Whether you’re looking to buy or sell, navigating the current market can seem challenging. How do you know if it’s the right time or if you’re making a smart move? Fortunately, it’s not all doom and gloom, and we have esteemed real estate expert Nathan Jines to help. Nathan holds an incredible reputation in the Bay Area for his commitment to excellence as a Broker Associate. Furthermore, he’s earned a master’s degree in education, has a deep passion for community service, with over two decades of Pastoral work, and is a Harvard School of Business-Certified Expert in the Mastery of Negotiation. Plus, his family has been in the real estate business since the 1800s. It’s safe to say you’ll definitely want him on your team!

Join us for this episode of A Place of Possibility as we discuss:

  • What the current real estate climate is like in the Bay Area
  • Why investing in real estate is a smart long-term strategy
  • How to get the most out of selling your home
  • Things to consider as a home buyer
  • How to navigate the market regarding interest rates

And much more!

We hope this episode answers your questions and gives you the insights to make your next smart real estate move. We learned a lot by sitting down with Nathan; we know you will, too. So, tune in for incredible insights, advice, and stories you don’t want to miss!

P.S. Looking to meet with Richard or Angela at our office in Alamo, CA? Want to discuss more of what you heard in this episode? Wondering where the heck you need to get started or what all of this means for your retirement plans? Schedule a free 30-minute session and find the peace of mind you deserve for the rest of your life. You can also reach us by calling 925.736.6410 or sending an email to Info@APlaceOfPossibility.com.

“Right now, we’re seeing home prices stay relatively the same. There have been some dips in a few different markets. For example, the condo market in San Francisco has had some challenges since the pandemic, but single-family homes have remained strong.”

A Glance at this Episode:

0:00 Introduction

3:15 Today, we’re talking about the Bay Area real estate market. Join us as we introduce our guest, real estate expert Nathan Jines.

4:50 To kick things off, we want to address the question that everyone is asking – what is going on with the housing market?

5:33 Generally, supply is low, and demand is high, but a few areas have slowed down. Here’s what you need to know.

6:52 Next, Nathan shares more insights about the slowdown in Alameda County and how the buyer pool shrinks for homes above the $1.2 million price point.

8:36 Interested to know where the most expensive place to live is in the Bay Area? Atherton!

10:08 Now, find out what areas Nathan recommends for new and middle-class homebuyers. These areas tend to be further inland.

12:24 Are we in a buyer’s or seller’s market? The answer is more complicated than expected and ultimately depends on individual circumstances. Tune in to find out more.

15:37 Home upgrades are an excellent option for those who want something a bit bigger but don’t want to deal with the hassle of the housing market. California has recently expanded the number of ADUs (Accessory Dwelling Units) to three.

17:47 If you’re interested in getting your house ready to sell and want to make the most profit, the three essential things you should do as a homeowner are painting, staging, and landscaping.

19:47 When recording this episode, interest rates have dropped in the past month and are currently sitting at 7%. While the rate is going down, it’s still pretty high, which begs the question – can you buy down the interest rate?

22:23 Buy the home, rent the mortgage, date the rate, and marry the house – however you put it, the message is clear: don’t let interest rates keep you from investing in real estate.

26:07 During the pandemic, the housing market was insanity. As Nathan shares, we needed the higher interest rates to get the market back down so homes would see a steadier value increase.

28:16 Interest rates seem normal to older generations, while ~7% is high for young homebuyers. This fluctuation in rates is typical, and they are still historically low.

31:08 So when is the best time to buy? Should you wait for interest rates to go down? The answer is to buy when you’re ready!

34:22 There’s a Missouri Supreme Court case, Burnett v. NAR, that you would benefit from being informed about because its influence could spark more lawsuits. Press play here to find out more.

41:32 Nathan has such a stellar reputation in the real estate world – and the key to his success? A genuine passion for helping others and serving people first.

44:23 It turns out that real estate has been a big part of Nathan’s family since the 1800s! Listen in as Nathan shares a fantastic story about his family’s real estate legacy.

45:34 Thank you, Nathan, for sharing with us!

Download a copy of Nathan’s PowerPoint to take notes or reference as you listen.

Get in touch with Nathan!

Nathan J. Jines

Lead Agent | Broker Associate | Jines Real Estate Group

Keller Williams Luxury | DRE 02044913

Email: nathan@jinesrealestategroup.com | Mobile: 510-220-4714


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Links/Resources Mentioned in this Episode:

“One-size-fits-all” won’t fit you here! The Del Monte Group team understands that everyone’s financial goals are unique. That’s why we always provide customized advice. No matter where you are in life, you can depend on our proven expertise to provide financial planning support for long-term success. Ready to get started? Schedule a meeting with Richard or Angela in our Alamo, CA based office today or we can meet via Zoom! >> You can select a date and time that works for you via our calendar, call us at 925.736.6410, or send an email to Info@APlaceOfPossibility.com. We can’t wait to help you!



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